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FAQ

Company

Gofinance is a subsidiary of GoTech Holding SPV Limited under Abu Dhabi General Market ADGM and our local operating company Gofinance LLC is licensed under Dubai Economic Department located at 811 Metropolis Tower, Business Bay , Dubai UAE
Gofinance is a neutral advisory and a first of its kind finance and insurance marketplace that provides a seamless end to end digital journey for all banking and insurance products and services.
20+ products (banking, insurance, valuation, etc)
Gofinance offer a neutral advisory at ZERO cost to customers.
Within 24 hours, our call back service will assign an a Financial Expert to follow up on your banking or insurance products inquiry.
Our model is based on 0% customer fee.
No, we are not a bank, we are platform who has tie up’s with multiple banks who will receive and process your application.
No, we are not an insurance, we have tie up’s with multiple insurance companies.

Services

It depends from bank to bank and subject to central bank regulations.
Yes, our Agents will be happy to guide you to the best offers available between different subscribed banks or insurance companies.
It depends on the documents submitted and the qualification criteria for each of the service providers, either banks or insurance companies.
Unlimited amount of services.
Yes, and we have our referral program that pays upon lead conversion.
Yes, we have an expansion program across the GCC countries and beyond. However, GCC nationals or residents can apply for UAE Banking products.
Yes, our platform is first of its kind that can guide you to add a co-applicant or even a co-borrower.
Gofinance does not charge customer any fees, however, Banks may charge an arrangement fees than depends from bank to bank, which is payable to the Bank directly.
Most Financial services underwrites a life Insurance policy for mortgage products. We recommend you check the details of insurance / Takaful requirement before selecting the product of your choice.
We are not Real Estate broker; once you find a suitable property, Gofinance has multiple option through its Property Finance market place.
Depend on product and bank to bank from 18 years and above.
The combine tenor of the finance and the age of the applicant shall not surpass 60-65 Years old, except for mortgage products 65-70 years old.

Legal

We are a marketplace that allows customers to compare , apply and sign for financial products and services from our partner Banks whom are regulated by Central Bank.
We have multiple brokerage licenses for financial, mortgage finance, commercial, insurance and valuation license.
Application approval comes directly from the select bank.

Customer Services

Hi

We request you to select an option from the given below suggestions

Customer Services

Request expert call back
Your Assigned financial expert has limited access to your information. please present you reference #

Customer Services

Request Video call

Customer Services

Request Short Message
Your Assigned financial expert has limited access to your information. please present you reference #

Customer Services

Hi, we are working hard with the team at UAE Pass to ease your experience. Till then, we recommend you to sign-in with your GoFinance ID or sign-up for free.

My Calculator Buddy

Credit Card Calculator
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Approx Eligibilty

AED 0.00

Monthly Salary

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Existing Credit Card Limit

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Monthly Installments

AED 0.00

Card Limit

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Balance Transfer Amount

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Rate

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Tenure

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Check out the My Payments option to get an illustration of your payments chart

Annual Fees AED 0.00
Credit Shield (Optional) AED 0.00
Balance Transfer Fees AED 0.00
Cash On Card Fees AED 0.00
Late Payment Fees AED 100
Overlimit Fees AED 200
Roll Over Rate (P.A.) 0%

My Calculator Buddy

Personal Finance Calculator
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I am Emarati

I am Self Employed

I am MOD Employee

Approx Eligibilty

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Finance Amount

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Hey! Want to see your graph?

Check out the My Payments option to get an illustration of your payments chart
Processing Fees AED 0.00
Interest Rates 2.5%

My Calculator Buddy

Auto Finance Calculator
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I'm Emarati

Approx Eligibilty

AED 0.00

Monthly Salary

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Monthly Installment

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Existing Credit Card Limit

AED

Age

Years

Rate

%

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AED 0.00

Finance Amount

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Rate

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Hey! Want to see your graph?

Check out the My Payments option to get an illustration of your payments chart
Processing Fees AED 0.00
Interest Rates 2.5%

My Calculator Buddy

Home Finance Calculator Finance Amount
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I'm Emarati

I'm Self Employed

Approx Eligibilty

AED 0.00

Monthly Salary

AED

Monthly Installment

AED

Existing Credit Card Limit

AED

Age

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Rate

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AED 5,000

Monthly Installments

AED 0.00

Finance Amount

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Rate

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Tenure

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Hey! Want to see your graph?

Check out the My Payments option to get an illustration of your payments chart

Property Value

AED

Down Payment Amount

AED

Property city

Transaction type

Processing Fees 1%* AED 2,400
Land Registration Fees 1%* AED 2,400
Trustee Fees 1%* AED 2,400
Mortgage Fees 1%* AED 2,400
Agency Fees 1%* AED 2,400
Property Insurance 1%* AED 2,400
Life Insurance 1%* AED 2,400
Early Settlement Fee 1%* AED 2,400
* Calculated on finance amount
** Calculated on property value
*** Flat Charge
Note: All Fees are charges are calculated based government standard fees or provided by the bank you have selected. If you have not yet selected a bank, they are based on most common default values that can be changed by you.

The above fees & charges are to help you get an idea of the home finance overall cost and are indicative in nature. They are presented as listed by the provider & are subject to change from time to time by the respective party. GoFinance does not take any responsibility for the accuracy & completeness of the numbers presented above. Terms are conditions apply.

AI Credit Card Advisor

Hi I'm your AI Advisor

Approx Eligibilty

AED

Approx Eligibilty

AED 70,000
Tell me how you split your monthly spending?

AED
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Start

The AI advises to distribute the Card Limit to the following Banks to maximize your cash back

Travelling DIB 2% Cash Back AED 10,000
Hotel Mashreq 10% Cash back AED 10,000
entertainment ADIB 7% cash back AED 10,000
Shopping CITI 10% cash back AED 10,000
Dining ADCB 10% cash back AED 10,000
Gowallet FAB 5% cash back AED 10,000
Car fuel HSBC 10% Cash back AED 10,000


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