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www.gofinance.com ("we," "us," or "our") welcomes you.
www.gofinance.com is an origination website for retail finance and insurance products. We offer you access for our services through our "Website" (defined below) subject to the following Terms of Service, which may be updated by us from time to time without notice to you. By accessing and using this Website, you acknowledge that you have read, understood and agree to be lawfully bound by these terms and conditions and our Privacy Policy, which are hereby incorporated by reference (collectively, this "Agreement"). In case you do not agree with any of these terms, then please do use the Website.
"Agreement" is denotes to this Terms and Conditions and the Privacy Policy and other documents provided to you by the Website;
"Service" or "Services" denotes to any service shown below, which we may offer from our Website.
"User", "You" and "your" are denotes to the person who is accessing for taking any service from us. User shall include the company, partnership, sole trader, person, body corporate or association taking services of this Website;
"We", "us", "our" and "Company" are references to Gotech Limited located at Switzerland;
"Website" or "Site" shall mean and include "https://gofinance.com, mobile-application("App") and any successor Website of the Company or any of its affiliates;
All references to singular include plural and vice versa and the word "includes" should be construed as "without limitation".
Words importing any gender shall include all the other genders.
Reference to any statute, ordinance or other law includes all regulations and other instruments and all consolidations, amendments, re-enactments or replacements for the time being in force.
All headings, bold typing and italics (if any) have been inserted for convenience of reference only and do not define limit or effect the meaning or interpretation of the terms of this Agreement.
By using the Website in any manner, you are bound by these Terms and Conditions, as well as the terms of the Agreement identified above. In case you do not accept the terms, then please do not use the Website. If you are accepting these Terms on behalf of a Company, organization, government, or other legal entity, you hereby represent and warrant that (a) you are legally authorized to do so, (b) the entity agrees to be legally bound by the Terms, and (c) neither you nor the entity is barred from using the Services or accepting the Terms under the laws of the applicable jurisdiction.
Scope. These Terms govern your use of the Website and the Services. Except as otherwise specified, these Terms do not apply to Third-Party Products or Services, which are governed by their own terms of service.
Eligibility: Certain Service of the Website is not available to minors under the age of 18 or to any users suspended or removed from the system by us for any reason. Electronic Communication: When you use this Website or send e-mails and other electronic communications from your desktop or mobile device to us, you are communicating with us electronically. By sending, you agree to receive a reply communication from us electronically in the same format and you can keep copies of these communications for your records.
GoFinance was founded with the vision and the idea to become the most admired leader in the retail financial and insurance industry Globally.
GoFinance simplifies the customer experience of searching, comparing and selecting retail finance and insurance products, which complement and ease their lifestyle.
We reserve the right, in its discretion, to change, modify, add to, or remove portions of the Terms (collectively, "Changes"), at any time. We may notify you of Changes by sending an email to the address identified in your Account or by posting a revised version of the Terms incorporating the Changes to its Website. Your unrelenting use of the Website or Services ensuing notice of the Modifications (or posting of the Terms incorporating the Modifications in the event your email address is no longer lawful, is obstructed, or is otherwise not able to obtain the notice) will mean that you agree to the Changes. Such Modifications will apply prospectively beginning on the date, the Changes are posted to the Website.
The website permitted you to post comments, feedback etc. but you are sole responsible for the content posted by you and once the content is provided by you, it is not always possible to be removed or withdrawn. It is you all your risk and accountability towards reliability and quality. You represent that you have required permission to use the content.
When posting content to website, please do not post content that:
contains ill-mannered, profane, abusive, racist or hateful language or expressions, text, photographs or illustrations that are pornographic or in poor taste, inflammatory attacks of a personal, racial or religious nature
is defamatory, threatening, disparaging, grossly inflammatory, false, misleading, fraudulent, inaccurate, unfair, contains gross exaggeration or unsubstantiated claims violates the privacy rights of any third party, is unreasonably harmful or offensive to any individual or community
discriminates on the grounds of race, religion, national origin, gender, age, marital status, sexual orientation or disability, or refers to such matters in any manner prohibited by law
violates or inappropriately encourages the violation of any municipal, state, federal or international law, rule, regulation or ordinance
uses or attempts to use another's account, password, service or system except as expressly permitted by the Terms of use uploads or transmits viruses or other harmful, disruptive or destructive files
sends repeated messages related to another user and/or makes derogatory or offensive comments about another individual or repeats prior posting of the same message under multiple emails or subjects
Information or data which are unlawfully obtained
Our staff reviews and system auto-reviews all content submitted for posting. Any submitted content that includes, but is not limited to the following, will be refused. If repeated violations occur, we reserve the right to cancel user access to website without advanced notice.
By this Website:
We provide an opportunity for you to avail the offered Services from our Website.
We do not provide any warranty or guarantee that the Service descriptions are accurate, complete, reliable, current, or error-free. If a Services offered by the Website/s is not as described, your sole remedy is to intimate us about Services for taking further action.
We reserve the right, but not the obligation, to limit the usage or supply of any service to any person, geographic region or jurisdiction. We may use this right as per the necessity. We reserve the right to suspend any Service at any time. Any offer to provide any Service made on this Website is invalid where banned.
You shall use the Service and Website for a lawful purpose and comply with all the applicable laws while using the Website;
You shall be responsible for providing your correct and accurate personal and financial details.
You shall not upload, any content that:
Defamatory, infringes any trademark, copyright or any proprietary rights of any person or affect any one's privacy, contain violence or hate speech, include any sensitive information about any person.
You shall not use or access the Website for collecting any market research for some competing business;
You shall not misrepresent or personate any person or entity for any false or illegal purpose;
You shall not use any virus, hacking tool for interfering in the operation of the Website or data and files of the Website;
You will not use any device, scraper or any automated thing to access the Website for any mean without taking permission.
You will inform us about anything is inappropriate or you can inform us if you find something illegal;
You will not interfere with or try to interrupt the proper operation of the Website through the use of any virus, device, information collection or transmission mechanism, software or routine, or access or try to gain access to any data, files, or passwords connected to the Website through hacking, password or data mining, or any other means;
You will not cover, obscure, block, or in any way interfere with any advertisements and/or safety features (e.g., report abuse button) on the Website;
You will not take any act that levies or may levy (in our sole decision) an unreasonable or unreasonably big load on our technical arrangement; and You will let us know about unsuitable content of which you become aware. If you discover something that infringes any law, please let us know, and we'll review it. We reserve the right, in our sole and absolute discretion, to deny you access to the Website or any service, or any portion of the Website or service, without notice, and to remove any content.
If you have an intellectual property rights-related complaint about material posted on the Website, you may contact our Designated Agent using the information below.
ATTN: Legal Department (Copyright Notification)
Email: legal@gofinance.com
Any notice alleging that materials hosted by or distributed through the Service infringe intellectual property rights must include the following information:
An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright or other right being infringed;
A description of the copyrighted work or other intellectual property that you claim has been infringed;
A description of the material that you claim is infringing and where it is located on the Service;
Your address, telephone number, and email address;
A statement by you that you have a good faith belief that the use of the materials on the Service of which you are complaining is not authorized by the copyright owner, its agent, or the law; and A statement by you that the above information in your notice is accurate and that, under penalty of perjury, you are the copyright or intellectual property owner or authorized to act on the copyright or intellectual property owner's behalf.
Please note that some of the content, text, data, graphics, images, information, suggestions, guidance, and other material (collectively, "Information") that may be available on the Website (including information provided in direct response to your questions or postings) may be provided by individuals. The provision of such Information does not create a licensed advisor relationship, between us and you and does not constitute an opinion, financial advice of any particular condition, but is only provided to assist you with guidance on your queries. We make no guarantees, representations or warranties, whether expressed or implied, with respect to professional qualifications, quality of work, expertise or other information provided on the website. We do not in any way endorse any individual described herein. In no event shall we be liable to you or anyone else for any decision made or action taken by you in reliance on such information.
If you rely on any of the Information provided by the Website, you do so solely at your own risk. The Information that you obtain or receive from us and our employees, contractors, partners, service providers, sponsors, advertisers, licensors or otherwise on the Website is for informational purposes only. These terms and conditions can be accessed www.gofinance.com. The Information provided on the Website and in any other communications from or provided through us is not intended as a substitute for, nor does it replace, professional advice. Do not disregard, avoid or delay obtaining financial advice from a qualified professional because of advice that you may have obtained through the Website. Your use of Information provided on the Website is solely at your own risk.
You understand and agree that we (a) does not warrant that you will receive any money from the content available on the Site; (b) shall not be responsible for any profit, loss or offer received by the information provided in this website; (c) does not guarantee the accuracy, completeness, validity, or timeliness of information listed by us or any third parties; and (d) shall not be responsible for any materials posted by us or any third party. You shall use your own judgment, caution, and common sense in evaluating any prospective methods or offers and any information provided by us or any third party.
In no event shall Gotech Limited, nor its Owner, directors, employees, partners, agents, suppliers, or affiliates, be accountable for any indirect, incidental, special, eventful or exemplary costs, including without limitation, loss of proceeds, figures, usage, goodwill, or other intangible losses, consequential from (i) your use or access of or failure to access or use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content attained from the Service; and (iv) unlawful access, use or alteration of your transmissions or content, whether or not based on guarantee, agreement, domestic wrong (including carelessness) or any other lawful concept, whether or not we've been aware of the possibility of such damage, and even if a cure set forth herein is originate to have futile of its important purpose.
The Website may comprise links to external or third-party Websites ("External Sites"). These links are provided exclusively as ease to you and not as an authorization by us of the content on such External Sites. The content of such External Sites is created and used by others. You can communicate the site administrator for those External Sites. We are not accountable for the content provided in the link of any External Sites and do not provide any representations about the content or correctness of the information on such External Sites. You should take safety measure when you are downloading files from all these Websites to safeguards your computer from viruses and other critical programs. If you agree to access linked External Sites, you do so at your own risk.
By accessing or using this Website, you approve us to use, store or otherwise process your personal information as per our Privacy Policy.
Every effort has been taken to ensure that the information offered on this Website is accurate and error-free. We apologies for any errors or omissions that may have occurred. We cannot give you any warranty that usage of the Website will be error-free or fit for purpose, timely, that defects will be amended, or that the site or the server that makes it available are free of viruses or bugs or signifies the full functionality, accuracy, reliability of the Website and we do not make any warranty whatsoever, whether express or implied, relating to fitness for purpose, or accuracy.
The website and the service are provided on an "as is" and "as available" basis without any warranties of any kind, including that the website will operate error-free or that the website, its servers or its content or service are free of computer viruses or similar contamination or destructive features.
We disclaim all licenses or warranties, including, but not limited to, licenses or warranties of title, merchant-ability, non-violation of third parties' rights, and fitness for particular purpose and any warranties arising from a matter of dealing, course of performance, or usage of trade. In relation with any warranty, contract, or common law tort claims: (i) we shall not be liable for any unintended, incidental, or substantial damages, lost profits, or damages resulting from lost data or business stoppage resulting from the use or inability to access and use the website or the content, even if we have been recommended of the possibility of such damages; and (ii) any direct damages that you may suffer as a result of your use of the website or the content shall be limited to the monies you have paid us in connection with your use of the website during the three (3) months immediately preceding the events giving rise to the claim.
The website may comprise technical incorrectness or typographical errors or omissions. Unless required by applicable laws, we are not accountable for any such typographical, technical, or pricing errors recorded on the website. The website may contain information on certain services, not all of which are available in every location. A reference to a service on the websites does not suggest that such service is or will be accessible in your location. We reserve the right to do changes, corrections, and/or improvements to the website at any time without notice.
The Website contains material, such as software, text, graphics, images, designs, sound recordings, audiovisual works, and other the material provided by or on behalf of us (collectively referred to as the "Content"). The Content may be possessed by us or third parties. Unauthorized use of the Content may infringe copyright, trademark, and other laws. You have no rights in or to the Content, and you will not take the Content except as allowed under this Agreement. No other use is allowed without prior written consent from us. You must recollect all copyright and other proprietary notices contained in the original Content on any copy you make of the Content. You may not transfer, provide license or sub-license, sell, or modify the Content or reproduce, display, publicly perform, make a derivative version of, distribute, or otherwise use the Content in any way for any public or commercial purpose. The use or posting of the Content on any other Website or in a networked computer environment for any purpose is expressly prohibited.
If you infringe any part of this Agreement, your permission to access and/or use the Content and the Website automatically terminates and you must immediately destroy any copies you have made of the Content.
Our trademarks, service marks, and logos used and displayed on the Website are registered and unregistered trademarks or service marks of us. Other company, product, and service names located on the Website may be trademarks or service marks owned by others (the "Third-Party Trademarks," and, collectively with us, the "Trademarks"). Nothing on the Website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use the Trademarks, without our prior written permission specific for each such use. None of the Content may be re-transmitted without our express, written consent for each and every instance.
You agree to defend, indemnify, and hold us and our officers, directors, employees, successors, licensees, and assigns harmless from and against any claims, actions, or demands, including, without limitation, reasonable legal and accounting fees, arising or resulting from your breach of this Agreement or your misuse of the Content or the Website. We shall provide notice to you of any such claim, suit, or proceeding and shall assist you, at your expense, in defending any such claim, suit, or proceeding. We reserve the right, at your expense, to assume the exclusive defense and control of any matter that is subject to indemnification under this section. In such case, you agree to cooperate with any reasonable requests assisting our defense of such matter.
If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that the Terms will otherwise remain in full force and effect and enforceable.
Term. The Services will be provided to you can be cancelled or terminated by us. We may terminate these Services at any time, with or without cause, upon written notice. We will have no liability to you or any third party because of such termination. Termination of these Terms will terminate all of your Services subscriptions.
Effect of Termination. Upon termination of these Terms for any reason, or cancellation or expiration of your Services: (a) We will cease providing the Services; (b) you will not be entitled to any refunds or usage fees, or any other fees, pro-rata or otherwise; (c) any fees you owe to us will immediately become due and payable in full, and (d) we have the right and may delete your archived data within 30 days. All sections of the Terms that expressly provide for survival, or by their nature should survive, will survive termination of the Terms, including, without limitation, indemnification, warranty disclaimers, and limitations of liability.
This Agreement constitutes the entire agreement between the parties hereto with respect to the subject matter contained in this Agreement.
The terms herein will be governed by and construed in accordance with the law of United Arab Emirates without giving effect to any principles or conflicts of law. The courts of Abu Dhabi General Markets (ADGM), in Abu Dhabi, United Arab Emirates shall have exclusive jurisdiction over any dispute arising from use of the Website.
We will have no liability to you, your users, or any third party for any failure us to perform its obligations under these Terms in the event that such non-performance arises as a result of the occurrence of an event beyond the reasonable control of us, including, without limitation, an act of war or terrorism, natural disaster, failure of electricity supply, riot, civil disorder, Pandemic, or civil commotion or other force majeure event.
We have entered into arrangements with one or more third parties for hosting services that are essential to the Services incorporated within the Services and without which the Services could not be provided to you.
The Company shall have the right to assign/transfer these presents to any third party including its holding company, subsidiaries, affiliates, associates and group companies, without any consent of the User.
If you have any questions about these Terms, please contact us at Contactus@gofinance.com.
By continuing to use our site and services, you are agreeing to the use of cookies and similar technologies for the purposes we describe in this cookies policy. If you do not accept the use of cookies and similar technologies, do not use this site.
A cookie is a small text file that a website saves on your computer or mobile device when you visit the site. In general, cookies have two main purposes: to improve your browsing experience by remembering your actions and preferences, and to help us analyze our website traffic.
We use cookies to help us analyze traffic to the Website, to help us improve website performance and usability, and to make the website more secure. Third-party cookies help us use Google Analytics to count, track and analyze visits to the Website. This helps us understand how people are using our websites and where we need to make improvements. These third-party cookies do not specifically identify you.
List category of cookies used in our websute https://gofinance.com/ . For example:
Authentication: If you sign in to https://gofinance.com, cookies help us show users the right information and personalize the experience to the users.
Security: We use cookies to enable and support our security features, and to help us detect malicious activity violations of our Terms and Conditions.
Performance, Analytics, Research & Advertising: Cookies help us learn how well our site and web products perform in different locations. We also use these to understand, improve, and research products, features, and services, including when you access this site https://gofinance.com/ from other websites, applications, or devices such as your work computer or your mobile device. We also use third party cookies to improve and personalize our marketing messages/communications with you.
You are always free to delete cookies that are already on your computer through your browser settings, and you can set most browsers to prevent them from being added to your computer. However, this may prevent you from using certain features on the Website.
The website ("www.gofinance.com") is a property of Gotech Limited (ADGM regulated company).
You understand and agree that we (a) do not warrant that you will receive any money from the content available on the site; (b) shall not be responsible for any profit, loss or offer received by the information provided in this website; (c) do not guarantee the accuracy, completeness, validity, or timeliness of information listed by us or any third parties; and (d) shall not be responsible for any materials posted by us or any third party. You shall use your own judgment, caution, and common sense in evaluating any prospective methods or offers and any information provided by us or any third party.
The website, its content and service are provided on an "as is" and "as available" basis without any warranties of any kind, including that the website and mobile application will operate error-free or that the website, mobile application its servers, its content or its service are free of computer viruses or similar contamination or destructive features. Although Gotech Limited seeks to maintain safe, secure, accurate, and well-functioning services, we cannot guarantee the continuous operation of or access to our services, and there may at times be inadvertent technical or factual errors or inaccuracies.
Gotech Limited specifically (but without limitation) disclaims, any implied warranties of merchantability, fitness for a particular purpose, quiet enjoyment, or non-infringement; and any warranties arising out of course-of-dealing, usage, or trade. You assume all risk for any/all damages that may result from your use of or access to the services. Gotech Limited is not responsible for the loss of, damage to, or unavailability of any information you have made available through the services, and you are solely responsible for ensuring that you have backup copies of any information you have made available through the services.
Gotech Limited does not guarantee the accuracy of, and disclaims all liability for, any errors or other inaccuracies in the information, content, recommendations, and materials made available through the services.
No warranties regarding third parties. Gotech Limited makes no representations, warranties, or guarantees, express or implied, regarding any third party service or advice provided by a third party, or any quotes or offers provided through the services. Gotech Limited does not endorse any particular advisor or other third party. Gotech Limited acts solely as an intermediary between you and third party service providers and expressly disclaims any and all liability for any content, products, or services provided by such service providers.
| Policy Name: Terms and Conditions | Policy Date Issue: 18 April 2020 | Policy Version: 1.01 |
We request you to select an option from the given below suggestions
| Annual Fees | AED 0.00 |
| Credit Shield (Optional) | AED 0.00 |
| Balance Transfer Fees | AED 0.00 |
| Cash On Card Fees | AED 0.00 |
| Late Payment Fees | AED 100 |
| Overlimit Fees | AED 200 |
| Roll Over Rate (P.A.) | 0% |
Monthly Installments |
AED 0.00 |
Monthly Installments |
AED 0.00 |
Property city |
Transaction type |
| Processing Fees | 1%* | AED 2,400 |
| Land Registration Fees | 1%* | AED 2,400 |
| Trustee Fees | 1%* | AED 2,400 |
| Mortgage Fees | 1%* | AED 2,400 |
| Agency Fees | 1%* | AED 2,400 |
| Property Insurance | 1%* | AED 2,400 |
| Life Insurance | 1%* | AED 2,400 |
| Early Settlement Fee | 1%* | AED 2,400 |
My Eligibility
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UAE
